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| Rating | ||
| Issuer | Alliance Bank of Texas | Amerant Bank |
| Card Type | Consumer | Business |
| Rewards | 0 None / $1 spent. Special Offer: None |
0 None / $1 spent. Special Offer: None |
| Credit Score | 720 - 850 | 350 - 689 |
| Line of Credit | $500 - $50,000 | $2200 - $110,000 |
| Annual Fee | Intro $0, $0 after | Intro $35, $35 after |
| APR | Intro 2.9%, 10.24% after | Intro 0%, 24.24% after |
| Balance Transfer | Intro 2.9% for 8 months, 10.24% after | Intro 0% for 12 Months, 24.24% after |
| Balance Transfer Fee | 3% | 5% |
| Foreign Transaction Fee | 2% | 3% |
| Cash Advance Fee | Min: $10, Max: 3% | Min: $15, Max: 5% |
| Service Area | Sulphur Springs, Greenville, Commerce, Wolfe City, Rockwall, Mount Vernon, Lake Cypress Springs, Plano | Houston, Katy, Sugar Land, Delray Beach, Boca Raton, Coral Springs, Weston, Fort Lauderdale, Davie, Pembroke Pines, Hialeah, Miami Lakes, Doral, Aventura, Miami, Coral Gables, Pinecrest | Other Benefits* | Extended Warranty Protection Mastercard ID Theft Protection Rental Car Insurance Travel Insurance |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |