Alliance Bank Low Rate Card Credit Card Review

Overview

The Alliance Bank Low Rate Card offered by Alliance Bank of Texas of Sulphur Springs, TX is an excellent credit card with a rating of 4/5. People with a credit score between 720 and 850 can easily qualify for this credit card provided they have enough income to prove that they can pay back.

Does it offer Cashback?

No, it doesn't offer cashback.

Does it offer Miles?

No, it doesn't offer miles.

Does it offer Points?

No, it doesn't offer points.

What kind of rewards it offers?

The Alliance Bank Low Rate Card doesn't offer any rewards at this time.

Is there an annual fee?

The Alliance Bank Low Rate Card doesn't have an annual fee.

How much interest it charges?

The Alliance Bank Low Rate Card charges 10.24% APR. It also has 2.9% intro APR. Lesser qualified customers may have to pay as high as 10.24% APR.

What is the balance transfer rate?

The Alliance Bank Low Rate Card charges 10.24% APR for balance transfer. It also has 2.9% intro APR for blanace transfers. The intro rate is good for 8 months There is no balance transfer fee.

Is there a foreign transaction fee?

The Alliance Bank Low Rate Card charges 0.02 for the foreign transactions.

Is there a cash advance fee?

The Alliance Bank Low Rate Card charges a minimum of $10 for any cash advances. The maximum cash advance fee is 3%.

What type of credit is required?

Your credit score should be between 720 and 850. It means if you have an excellent credit, you can qualify for Alliance Bank Low Rate Card.

What type of credit limt I can get?

Alliance Bank Low Rate Card comes with a credit limit of $500 - $50,000.

Card Security

Does it offer free fraud monitoring?

Yes

Does it offer free card lock?

Yes

Does it offer free online control?

Yes

Does it work with Apple Pay?

Yes

Does it work with Google Pay?

Yes

Does it work with Samsung Pay?

Yes

Does it offer Contactless Payments?

Yes

Card Benefits

Does it offer Extended Warranty Protection?

Yes, card holders may be eligible for the exteded warranty protection.

Does it offer Mastercard ID Theft Protection?

Yes, card holders are eligible for free ID theft protection. Your credit report is monitored for potentially fraudulent activity. If you become vicit of identity theft a fraud specialist is assigned to help you resolve the issue.

Does it offer ShopRunner Membership?

No, This card doesn't offer ShopRunner Membership.

Does it offer Priceless Golf?

No, This card doesn't offer Priceless Golf.

Does it offer Complimentary Professional Travel Services?

No, This card doesn't offer Complimentary Professional Travel Services.

Does it offer Mastercard Hotel Stay Guarantee?

No, This card doesn't offer Mastercard Hotel Stay Guarantee.

Does it offer Mastercard Lowest Hotel Rate Guarantee?

No, This card doesn't offer Mastercard Lowest Hotel Rate Guarantee.

Does it offer Mastercard Luxury Hotel and Resorts Portfolio?

No, This card doesn't offer Mastercard Luxury Hotel and Resorts Portfolio.

Does it offer Car, Air, Cruise and Vacation Packages?

No, This card doesn't offer Car, Air, Cruise and Vacation Packages.

Does it offer Mastercard Airport Concierge?

No, This card doesn't offer Mastercard Airport Concierge.

Does it offer Cell Phone Protection?

No, This card doesn't offer Cell Phone Protection.

Does it offer Lyft Discounts?

No, This card doesn't offer discounts for Lyft.

Does it offer Fandango Discounts?

No, This card doesn't offer Fandango discount.

Does it offer World Elite Concierge?

No, This card doesn't offer World Elite Concierge.

Does it offer Rental Car Insurance?

Yes, card holders may be eligible for the rental car insurance.

Does it offer Travel Insurance?

Yes, card holders may be eligible for the travel insurance.

Conclusion

The Alliance Bank Low Rate Card offered by Alliance Bank of Texas is a good option if you are residing in USA. It is a good option for daily expenses, shopping and travel. You can also pay your co-parenting expenses with Alliance Bank Low Rate Card.

Other Cards to Consider