ALMA Bank Business Platinum Classic Mastercard Credit Card Review

Overview

The ALMA Bank Business Platinum Classic Mastercard offered by ALMA Bank of Astoria, NY is an excellent credit card with a rating of 4/5. People with a credit score between 350 and 689 can easily qualify for this credit card provided they have enough income to prove that they can pay back.

Does it offer Cashback?

No, it doesn't offer cashback.

Does it offer Miles?

No, it doesn't offer miles.

Does it offer Points?

No, it doesn't offer points.

What kind of rewards it offers?

The ALMA Bank Business Platinum Classic Mastercard doesn't offer any rewards at this time.

Is there an annual fee?

The ALMA Bank Business Platinum Classic Mastercard doesn't have an annual fee.

How much interest it charges?

The ALMA Bank Business Platinum Classic Mastercard charges 16.74% APR. It also has 0% intro APR. Lesser qualified customers may have to pay as high as 16.74% APR.

What is the balance transfer rate?

The ALMA Bank Business Platinum Classic Mastercard charges 16.74% APR for balance transfer. It also has 0% intro APR for blanace transfers. The intro rate is good for 6 months There is no balance transfer fee.

Is there a foreign transaction fee?

The ALMA Bank Business Platinum Classic Mastercard charges 0.03 for the foreign transactions.

Is there a cash advance fee?

The ALMA Bank Business Platinum Classic Mastercard charges a minimum of $10 for any cash advances. The maximum cash advance fee is 5%.

What type of credit is required?

Your credit score should be between 350 and 689. It means if you are building your credit, you can qualify for ALMA Bank Business Platinum Classic Mastercard.

What type of credit limt I can get?

ALMA Bank Business Platinum Classic Mastercard comes with a credit limit of $500 - $50,000.

Card Security

Does it offer free fraud monitoring?

Yes

Does it offer free card lock?

Yes

Does it offer free online control?

Yes

Does it work with Apple Pay?

Yes

Does it work with Google Pay?

Yes

Does it work with Samsung Pay?

Yes

Does it offer Contactless Payments?

Yes

Card Benefits

Does it offer Zero Liability Protection?

Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.

Does it offer Mastercard Global Service?

Yes, If you lose your card you can get it replaced for free.

Does it offer Mastercard ID Theft Protection?

Yes, card holders are eligible for free ID theft protection. Your credit report is monitored for potentially fraudulent activity. If you become vicit of identity theft a fraud specialist is assigned to help you resolve the issue.

Does it offer Extended Warranty Protection?

Yes, card holders may be eligible for the exteded warranty protection.

Does it offer ShopRunner Membership?

No, This card doesn't offer ShopRunner Membership.

Does it offer Priceless Golf?

No, This card doesn't offer Priceless Golf.

Does it offer Complimentary Professional Travel Services?

No, This card doesn't offer Complimentary Professional Travel Services.

Does it offer Mastercard Hotel Stay Guarantee?

No, This card doesn't offer Mastercard Hotel Stay Guarantee.

Does it offer Mastercard Lowest Hotel Rate Guarantee?

No, This card doesn't offer Mastercard Lowest Hotel Rate Guarantee.

Does it offer Mastercard Luxury Hotel and Resorts Portfolio?

No, This card doesn't offer Mastercard Luxury Hotel and Resorts Portfolio.

Does it offer Car, Air, Cruise and Vacation Packages?

No, This card doesn't offer Car, Air, Cruise and Vacation Packages.

Does it offer Mastercard Airport Concierge?

No, This card doesn't offer Mastercard Airport Concierge.

Does it offer Cell Phone Protection?

No, This card doesn't offer Cell Phone Protection.

Does it offer Lyft Discounts?

No, This card doesn't offer discounts for Lyft.

Does it offer Fandango Discounts?

No, This card doesn't offer Fandango discount.

Does it offer World Elite Concierge?

No, This card doesn't offer World Elite Concierge.

Does it offer Rental Car Insurance?

Yes, card holders may be eligible for the rental car insurance.

Does it offer Travel Insurance?

Yes, card holders may be eligible for the travel insurance.

Does it offer Zero Liability Protection?

Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.

Does it offer Mastercard Global Service?

Yes, If you lose your card you can get it replaced for free.

Conclusion

The ALMA Bank Business Platinum Classic Mastercard offered by ALMA Bank is a good option if you are residing in USA. It is a good option for daily expenses, shopping and travel. You can also pay your co-parenting expenses with ALMA Bank Business Platinum Classic Mastercard.

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