Amegy Bank Elite Visa Credit Card Credit Card Review

Overview

The Amegy Bank Elite Visa Credit Card offered by Amegy Bank of Houston, TX is an excellent credit card with a rating of 4/5. People with a credit score between 720 and 850 can easily qualify for this credit card provided they have enough income to prove that they can pay back.

Does it offer Cashback?

Yes, it offers cashback.

Does it offer Miles?

No, it doesn't offer miles.

Does it offer Points?

No, it doesn't offer points.

What kind of rewards it offers?

The Amegy Bank Elite Visa Credit Card offers 1.5 cashback per dollar spend. In plain english, you earn $2 for every $100 spent. If you spend $5,000 per year using this card you can earn $100 worth cashback. It also offers Get $300 or 30,000 points when you spend $5,000 within the first 90 days. Earn 3% cash or 3X points on all travel & dining purchases. $100 in annual travel credit..

Is there an annual fee?

The Amegy Bank Elite Visa Credit Card has $195 annual fee. The introductory fee is $195.

How much interest it charges?

The Amegy Bank Elite Visa Credit Card charges 12.5% APR. It also has 0% intro APR. Lesser qualified customers may have to pay as high as 22.5% APR. The introductory fee is 195.

What is the balance transfer rate?

The Amegy Bank Elite Visa Credit Card charges 12.5% APR for balance transfer. It also has 0% intro APR for blanace transfers. The intro rate is good for 6 months The introductory fee is 195.

Is there a foreign transaction fee?

The Amegy Bank Elite Visa Credit Card doesn't charge a foreign transaction fee.

Is there a cash advance fee?

The Amegy Bank Elite Visa Credit Card charges a minimum of $10 for any cash advances. The maximum cash advance fee is 3%.

What type of credit is required?

Your credit score should be between 720 and 850. It means if you have an excellent credit, you can qualify for Amegy Bank Elite Visa Credit Card.

What type of credit limt I can get?

Amegy Bank Elite Visa Credit Card comes with a credit limit of $500 - $50,000.

Card Security

Does it offer free fraud monitoring?

Yes

Does it offer free card lock?

Yes

Does it offer free online control?

Yes

Does it work with Apple Pay?

Yes

Does it work with Google Pay?

Yes

Does it work with Samsung Pay?

Yes

Does it offer Contactless Payments?

Yes

Card Benefits

Does it offer Zero Liability?

Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.

Does it offer Roadside Dispatch?

Yes, As a card holder, you will pay a pre-determined price if you need roadside assistance.

Does it offer Lost or Stolen Card Reporting?

Yes, If you lose your card you can get it replaced for free.

Does it offer Travel and Emergency Assistance Services?

No, While traveling if there is an emergency and you had used card to make the booking you will get free services such as medical referrals, ambulance, perscription delivery, legal referrals, messaging, lost luggage locator, and transalation services.

Does it offer Emergency Card Replacement?

Yes, You can get your card replaced within 24 - 72 hours anywhere in the world.

Does it offer Emergency Cash Disbursement?

Yes, card holders can get emergency cash wired to them via Western Union within 2 hours of approval from your bank.

Does it offer Extended Warranty Protection?

No, This card doesn't offer Extended Warranty Protection.

Does it offer Auto Rental Collision Damage Waiver?

No, This card doesn't offer Auto Rental Collision Damage Waiver.

Does it offer Lost Luggage Reimbursement?

No, This card doesn't offerLost Luggage Reimbursement.

Does it offer Global Entry Statement Credit?

No, This card doesn't offer Global Entry Statement Credit.

Does it offer Trip Delay Reimbursement?

No, This card doesn't offerTrip Delay Reimbursement.

Does it offer Trip Cancellation / Trip Interruption Reimbursement?

No, This card doesn't offer Trip Cancellation / Trip Interruption Reimbursement.

Does it offer Airline Incidental Fees?

No, This card doesn't offer Airline Incidental Fee.

Does it offer Travel Accident Insurance?

No, This card doesn't offer Travel Accident Insurance.

Does it offer Airport Lounge Access?

No, This card doesn't offer Airport Lounge Access.

Does it offer Baggage Delay Reimbursement?

No, This card doesn't offer Baggage Delay Reimbursement.

Does it offer Winemaker / Food Events?

No, This card doesn't offer Winemaker / Food Events in the Sonoma county.

Does it offer Hotel Theft Protection?

No, This card doesn't offer Hotel Theft Protection.

Does it offer Cell Phone Protection?

No, This card doesn't offer Cell Phone Protection.

Does it offer Emergency Medical / Dental?

No, This card doesn't offer Emergency Medical / Dental.

Does it offer Price Protection?

No, This card doesn't offer Price Protection.

Does it offer Emergency Evacuation?

No, This card doesn't offer Emergency Evacuation.

Does it offer Return Protection?

No, This card doesn't offer Return Protection.

Does it offer Purchase Security?

No, This card doesn't offer Purchase Security.

Conclusion

The Amegy Bank Elite Visa Credit Card offered by Amegy Bank is a good option if you are residing in USA. It is a good option for daily expenses, shopping and travel. You can also pay your co-parenting expenses with Amegy Bank Elite Visa Credit Card.

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