Fifth Third Bank Secured Card Credit Card Review

Overview

The Fifth Third Bank Secured Card offered by Fifth Third Bank of Cincinnati, OH is an excellent credit card with a rating of 4/5. People with a credit score between 720 and 850 can easily qualify for this credit card provided they have enough income to prove that they can pay back.

Does it offer Cashback?

Yes, it offers cashback.

Does it offer Miles?

No, it doesn't offer miles.

Does it offer Points?

No, it doesn't offer points.

What kind of rewards it offers?

The Fifth Third Bank Secured Card offers 1.67 cashback per dollar spend. In plain english, you earn $2 for every $100 spent. If you spend $5,000 per year using this card you can earn $100 worth cashback.

Is there an annual fee?

The Fifth Third Bank Secured Card doesn't have an annual fee.

How much interest it charges?

The Fifth Third Bank Secured Card charges 15% APR. Lesser qualified customers may have to pay as high as 0% APR.

What is the balance transfer rate?

The Fifth Third Bank Secured Card charges 15% APR for a balance transfer. Lesser qualified customers may have to pay as high as 0% APR. There is no balance transfer fee.

Is there a foreign transaction fee?

The Fifth Third Bank Secured Card charges 0.03 for the foreign transactions.

Is there a cash advance fee?

The Fifth Third Bank Secured Card charges a minimum of $10 for any cash advances. The maximum cash advance fee is 5%.

What type of credit is required?

Your credit score should be between 720 and 850. It means if you have an excellent credit, you can qualify for Fifth Third Bank Secured Card.

What type of credit limt I can get?

Fifth Third Bank Secured Card comes with a credit limit of $5,000 - $100,000.

Card Security

Does it offer free fraud monitoring?

Yes

Does it offer free card lock?

Yes

Does it offer free online control?

Yes

Does it work with Apple Pay?

Yes

Does it work with Google Pay?

Yes

Does it work with Samsung Pay?

Yes

Does it offer Contactless Payments?

Yes

Card Benefits

Does it offer Zero Liability Protection?

Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.

Does it offer Mastercard Global Service?

Yes, If you lose your card you can get it replaced for free.

Does it offer Mastercard ID Theft Protection?

Yes, card holders are eligible for free ID theft protection. Your credit report is monitored for potentially fraudulent activity. If you become vicit of identity theft a fraud specialist is assigned to help you resolve the issue.

Does it offer Curated Benefits and Offers?

Yes,

Does it offer ShopRunner Membership?

Yes, card are eligibile for free ShopRunner membership. They can shop at 100+ stores including Bloomingdaleęs, Saks Fifth Avenue, Lenovo, and Brooks Brothers. 2-day shipping and free returns are also part of this benefit.

Does it offer Priceless Golf?

Yes, card cardholders can get exclusive offers and experiences with the PGA tour including access to private country clubs and golf courses, golf experiences and events. Mastercard will also send them a monthly golf newsletter to stay up to date on the latest

Does it offer Complimentary Professional Travel Services?

Yes, card can qualify for complimenary trip planning by experienced travel advisors.

Does it offer Mastercard Hotel Stay Guarantee?

Yes, If a three star or higher hotel stay was booked using the card, Mastercard will help the cardholder with any hotel related issues.

Does it offer Mastercard Lowest Hotel Rate Guarantee?

Yes, Mastercard guarantees the lowest hotel rate if it was booked with card.

Does it offer Mastercard Luxury Hotel and Resorts Portfolio?

Yes, card cardholders can enjoy benefits such as early check-in, late check-out and daily breakfast at more than 2000 hotels if the card was used to pay for the booking.

Does it offer Car, Air, Cruise and Vacation Packages?

Yes, card cardholders can save on hotel stays, car rentals and flight bookings through Mastercardęs Travel & Lifestyle Services.

Does it offer Mastercard Airport Concierge?

Yes, card cardholders get free airport escorts to help them through the airport or during connecting flights.

Does it offer Cell Phone Protection?

Yes, card cardholders are covered for up to $1000 if your cell phone is lost or damaged.

Does it offer Lyft Discounts?

Yes, card cardholders can get a cash credit towards the next ride if they take a ride in Lyft atleast 3 times in a month.

Does it offer HelloFresh Free Meals?

Yes, card cardholders can get 5% cash on every HelloFresh order and up to 14 free meals.

Does it offer Fandango Discounts?

Yes, card cardholders can get $5 Fandango Reward towards their next movie ticket purchase if they spend $20 on movie tickets or Fandango's streaming service.

Does it offer DoorDash Discounts?

Yes, card cardholders can get free doordash delivery and discounts on DashPass.

Does it offer World Elite Concierge?

Yes, card cardholders can get a personal assistant to help them make reservations at the participating restaurants.

Does it offer Extended Warranty Protection?

Yes, card holders may be eligible for the exteded warranty protection.

Does it offer Rental Car Insurance?

Yes, card holders may be eligible for the rental car insurance.

Does it offer Travel Insurance?

Yes, card holders may be eligible for the travel insurance.

Conclusion

The Fifth Third Bank Secured Card offered by Fifth Third Bank is a good option if you are residing in USA. It is a good option for daily expenses, shopping and travel. You can also pay your co-parenting expenses with Fifth Third Bank Secured Card.

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