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|---|---|---|
| Rating | ||
| Issuer | 121 Financial Credit Union | ALMA Bank |
| Card Type | Consumer | Consumer |
| Rewards | 2 Points / $1 spent. Special Offer: 25,000 bonus points if $2,500 is spent in 1st 90 days of card issuance |
0 None / $1 spent. Special Offer: None |
| Credit Score | 630 - 689 | 350 - 689 |
| Line of Credit | $500 - $5,000 | $500 - $5,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 11%, 11% after | Intro 0%, 10.99% after |
| Balance Transfer | Intro 2% for 15 months for transfers made in the first 60 days., 11% after | Intro 0% for 12 months, 10.99% after |
| Balance Transfer Fee | 0% | 4% |
| Foreign Transaction Fee | 0% | 3% |
| Cash Advance Fee | Min: $5, Max: 2% | Min: $10, Max: 5% |
| Service Area | Jacksonville, Jacksonville Beach, Middleburg | Brooklyn, Bronx, Astoria, Bayside, New York, Clifton, Fort Lee, Tenafly, Long Island City | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Protection Mastercard Global Service Mastercard ID Theft Protection Extended Warranty Protection Rental Car Insurance Travel Insurance Zero Liability Protection Mastercard Global Service |