121 FCU Visa Cash Rewards vs Fifth Third Preferred Cash Back Card

Which credit card is better?

A side by side analysis


	121 FCU Visa Cash Rewards	Fifth Third Preferred Cash Back Card
Rating
Issuer	121 Financial Credit Union	Fifth Third Bank
Card Type	Consumer	Consumer
Rewards	2 Points / $1 spent. Special Offer: 25,000 bonus points if $2,500 is spent in 1st 90 days of card issuance	2 Cashback / $1 spent. Special Offer: None
Credit Score	630 - 689	720 - 850
Line of Credit	$500 - $5,000	$5,000 - $100,000
Annual Fee	Intro $0, $0 after	Intro $0, $0 after
APR	Intro 11%, 11% after	Intro 15%, 15% after
Balance Transfer	Intro 2% for 15 months for transfers made in the first 60 days., 11% after	Intro 15% for N/A, 15% after
Balance Transfer Fee	0%	4%
Foreign Transaction Fee	0%	3%
Cash Advance Fee	Min: $5, Max: 2%	Min: $10, Max: 5%
Service Area	Jacksonville, Jacksonville Beach, Middleburg	Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, West Virginia
Other Benefits*	Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement	Zero Liability Protection Mastercard Global Service Mastercard ID Theft Protection Curated Benefits and Offers ShopRunner Membership Priceless Golf Complimentary Professional Travel Services Mastercard Hotel Stay Guarantee Mastercard Lowest Hotel Rate Guarantee Mastercard Luxury Hotel and Resorts Portfolio Car, Air, Cruise and Vacation Packages Mastercard Airport Concierge Cell Phone Protection Lyft Discounts HelloFresh Free Meals Fandango Discounts DoorDash Discounts World Elite Concierge Extended Warranty Protection Rental Car Insurance Travel Insurance
	Review	Review

* Please confirm with your financial institution

Conclusion

Both 121 FCU Visa Cash Rewards and Fifth Third Preferred Cash Back Card are good credit cards in their respective categories. Which card you should pick depends on your credit standing and financial needs. Another thing to consider is if you would like more rewards or you need to carry the balance. If you are good at paying off the entire balance at the end of the month, then both cards might be worth it. If you would like to carry the balance then 121 FCU Visa Cash Rewards might be worth it. 121 FCU Visa Cash Rewards offers 5 benefits and Fifth Third Preferred Cash Back Card offers 21 benefits. Both cards can be used to pay for the co-parenting expenses.

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Compare 121 FCU Visa Cash Rewards vs Fifth Third Preferred Cash Back Card

Which credit card is better?

A side by side analysis

Conclusion

Tips for Co-parents

Thousands of co-parents worldwide have successfully managed custody schedules, shared children's expenses, and communication with Cent.