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|---|---|---|
| Rating | ||
| Issuer | 121 Financial Credit Union | Fifth Third Bank |
| Card Type | Consumer | Consumer |
| Rewards | 0 Points / $1 spent. Special Offer: None |
0 Points / $1 spent. Special Offer: None |
| Credit Score | 690 - 719 | 300 - 629 |
| Line of Credit | $500 - $25,000 | $300 - $5,000 |
| Annual Fee | Intro $0, $0 after | Intro $24, $24 after |
| APR | Intro 9%, 9% after | Intro 24%, 24% after |
| Balance Transfer | Intro 2% for 15 months for transfers made in the first 60 days., 9% after | Intro 24% for N/A, 24% after |
| Balance Transfer Fee | 0% | 4% |
| Foreign Transaction Fee | 0% | 3% |
| Cash Advance Fee | Min: $5, Max: 2% | Min: $10, Max: 5% |
| Service Area | Jacksonville, Jacksonville Beach, Middleburg | Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, West Virginia | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Protection Mastercard Global Service Mastercard ID Theft Protection Extended Warranty Protection Rental Car Insurance Travel Insurance Zero Liability Protection Mastercard Global Service |