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| Rating | ||
| Issuer | ABCO Federal Credit Union | Affinity Federal Credit Union |
| Card Type | Consumer | Consumer |
| Rewards | 0 None / $1 spent. Special Offer: None |
1 Cashback / $1 spent. Special Offer: 5% cashback on Amazon and Bookstores, 2% Gas Stations, Restaurants, Supermarkets, Streaming and Riding services. $200 cashback if you spend $3,000 in the first 90 days of account opening, and 20,000 bonsu points redeemable for cash back if $20,000 spent |
| Credit Score | 720 - 850 | 720 - 850 |
| Line of Credit | $500 - $50,000 | $500 - $50,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 20%, 80% after | Intro 9%, 9% after |
| Balance Transfer | Intro 20% for 12 months, 80% after | Intro 1% for N/A, 1% after |
| Balance Transfer Fee | 3% | 5% |
| Foreign Transaction Fee | 1% | 0% |
| Cash Advance Fee | Min: $0, Max: 0% | Min: $10, Max: 5% |
| Service Area | Willingboro, Atlantic City, Glassboro, Egg Harbor Twp., Browns Mills, Mt. Holly, Camden, NJ | Oradell, Flemington, New Brunwick, Picataway, Edison, Middletown, Cedar Knolls, Morristown, Basking Ridge, Bedminster, Hillsborough, New Providence, Bardonia, Stony Point, Greenburgh, Norwalk, New Haven | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |