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| Rating | ||
| Issuer | ABCO Federal Credit Union | ALMA Bank |
| Card Type | Consumer | Consumer |
| Rewards | 0 None / $1 spent. Special Offer: None |
0 Cash / $1 spent. Special Offer: $200 Annual Airline Fee Credit |
| Credit Score | 720 - 850 | 720 - 850 |
| Line of Credit | $500 - $50,000 | $500 - $50,000 |
| Annual Fee | Intro $0, $0 after | Intro $299, $299 after |
| APR | Intro 20%, 80% after | Intro 0%, 12.24% after |
| Balance Transfer | Intro 20% for 12 months, 80% after | Intro 0% for 12 months, 12.24% after |
| Balance Transfer Fee | 3% | 4% |
| Foreign Transaction Fee | 1% | 3% |
| Cash Advance Fee | Min: $0, Max: 0% | Min: $10, Max: 4% |
| Service Area | Willingboro, Atlantic City, Glassboro, Egg Harbor Twp., Browns Mills, Mt. Holly, Camden, NJ | Brooklyn, Bronx, Astoria, Bayside, New York, Clifton, Fort Lee, Tenafly, Long Island City | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Extended Warranty Protection Zero Liability Protection Mastercard Global Service Mastercard ID Theft Protection ShopRunner Membership Priceless Golf Complimentary Professional Travel Services Mastercard Hotel Stay Guarantee Mastercard Lowest Hotel Rate Guarantee Mastercard Luxury Hotel and Resorts Portfolio Car, Air, Cruise and Vacation Packages Mastercard Airport Concierge Cell Phone Protection Rental Car Insurance Travel Insurance |