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| Rating | ||
| Issuer | ABNB Federal Credit Union | Alliance Credit Union |
| Card Type | Consumer | Business |
| Rewards | 0 None / $1 spent. Special Offer: None |
1 Points / $1 spent. Special Offer: 2,500 bonus rewards points awarded after first purchase. Earn 1.5 points monthly for every $1 you spend on eligible net purchases. |
| Credit Score | 720 - 850 | 720 - 850 |
| Line of Credit | $500 - $50,000 | $500 - $50,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 70%, 70% after | Intro 0%, 13.99% after |
| Balance Transfer | Intro 0% for End of the year, 70% after | Intro 0% for 6 months, 22.99% after |
| Balance Transfer Fee | 3% | 3% |
| Foreign Transaction Fee | 1% | 2% |
| Cash Advance Fee | Min: $0, Max: 0% | Min: $10, Max: 4% |
| Service Area | Chesapeake, VA, Naval Bases in VA | St. Louis, Bridgeton, Ferguson, Fenton, Hazelwood, O Fallon, Wentzville, | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |