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|---|---|---|
| Rating | ||
| Issuer | Academy Bank | Amerant Bank |
| Card Type | Consumer | Consumer |
| Rewards | 0 None / $1 spent. Special Offer: None |
0 None / $1 spent. Special Offer: None |
| Credit Score | 690 - 719 | 350 - 689 |
| Line of Credit | $300 - $3,000 | $300 - $5,000 |
| Annual Fee | Intro $39, $39 after | Intro $35, $35 after |
| APR | Intro 21%, 21% after | Intro 0%, 24.24% after |
| Balance Transfer | Intro 21% for N/A, 21% after | Intro 0% for 12 Months, 24.24% after |
| Balance Transfer Fee | 0% | 5% |
| Foreign Transaction Fee | 0% | 3% |
| Cash Advance Fee | Min: $0.02, Max: 2% | Min: $15, Max: 5% |
| Service Area | Colorado, Kansas, Missouri, Arizona, and Florida | Houston, Katy, Sugar Land, Delray Beach, Boca Raton, Coral Springs, Weston, Fort Lauderdale, Davie, Pembroke Pines, Hialeah, Miami Lakes, Doral, Aventura, Miami, Coral Gables, Pinecrest | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |