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Issuer | Alliance Credit Union | Alliance Credit Union |
Card Type | Consumer | Consumer |
Rewards | 1 Points / $1 spent. Special Offer: 2% unlimited cash back on one everyday category of your choice. 1% unlimited cash back on all other eligible purchases. $150 bonus reward after you spend $500 within the first 90 days of account opening. |
0 None / $1 spent. Special Offer: None |
Credit Score | 720 - 850 | 350 - 689 |
Line of Credit | $500 - $50,000 | $500 - $50,000 |
Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
APR | Intro 14.49%, 14.49% after | Intro 23.99%, 23.99% after |
Balance Transfer | Intro 0% for 6 months, 14.49% after | Intro 23.99% for N/A, 23.99% after |
Balance Transfer Fee | 3% | 3% |
Foreign Transaction Fee | 2% | 2% |
Cash Advance Fee | Min: $10, Max: 5% | Min: $10, Max: 5% |
Service Area | St. Louis, Bridgeton, Ferguson, Fenton, Hazelwood, O Fallon, Wentzville, | St. Louis, Bridgeton, Ferguson, Fenton, Hazelwood, O Fallon, Wentzville, | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |