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| Rating | ||
| Issuer | Alliance Credit Union | AllSouth Federal Credit Union |
| Card Type | Consumer | Consumer |
| Rewards | 0 None / $1 spent. Special Offer: None |
1 Points / $1 spent. Special Offer: 4x unlimited points on dining, take-out & food delivery , 2x unlimited points at grocery stores, grocery delivery, gas stations and streaming services, 1x unlimited points on all other eligible purchases, $150 bonus reward (15,000 points) after you spend |
| Credit Score | 720 - 850 | 720 - 850 |
| Line of Credit | $500 - $50,000 | $500 - $50,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 8.95%, 8.95% after | Intro 0%, 11.99% after |
| Balance Transfer | Intro 8.95% for N/A, 8.95% after | Intro 0% for 6 months, 11.99% after |
| Balance Transfer Fee | 3% | 3% |
| Foreign Transaction Fee | 2% | 2% |
| Cash Advance Fee | Min: $10, Max: 4% | Min: $10, Max: 5% |
| Service Area | Lubock, TX | Batesburg, Columbia, Sumter, Cayce, Irmo, Lexington, Orangeburg, Newberry, Saluda, Winnsboro | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |