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| Rating | ||
| Issuer | AllSouth Federal Credit Union | America First Credit Union |
| Card Type | Consumer | Consumer |
| Rewards | 1 Points / $1 spent. Special Offer: 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings. |
1 Cashback / $1 spent. Special Offer: None |
| Credit Score | 720 - 850 | 350 - 689 |
| Line of Credit | $500 - $50,000 | $300 - $5,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 0%, 11.99% after | Intro 7.24%, 7.24% after |
| Balance Transfer | Intro 0% for 6 months, 11.99% after | Intro 7.24% for 12 Months, 7.24% after |
| Balance Transfer Fee | 3% | 3% |
| Foreign Transaction Fee | 2% | 1% |
| Cash Advance Fee | Min: $10, Max: 5% | Min: $10, Max: 3% |
| Service Area | Batesburg, Columbia, Sumter, Cayce, Irmo, Lexington, Orangeburg, Newberry, Saluda, Winnsboro | Albuquerque, American Fork, Boise, Bountiful, Brigham City, Caliente, Carson City, Cedar City, Centerville, City Creek, Clearfield, Clinton, Cottonwood Heights, Draper, Farmington, Harrisville, Heber, Henderson, Herriman, Holladay, Horizon, Hurricane, Hyr | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |