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| Rating | ||
| Issuer | America First Credit Union | America First Credit Union |
| Card Type | Consumer | Consumer |
| Rewards | 1.5 Cashback / $1 spent. Special Offer: Comes with an option to get 1% cashback at a lower rate. |
1 Points / $1 spent. Special Offer: None |
| Credit Score | 690 - 719 | 350 - 689 |
| Line of Credit | $500 - $50,000 | $300 - $5,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 9.74%, 9.74% after | Intro 13.74%, 13.74% after |
| Balance Transfer | Intro 9.74% for 12 Months, 13.74% after | Intro 13.74% for 12 Months, 13.74% after |
| Balance Transfer Fee | 3% | 3% |
| Foreign Transaction Fee | 1% | 1% |
| Cash Advance Fee | Min: $10, Max: 3% | Min: $10, Max: 3% |
| Service Area | Albuquerque, American Fork, Boise, Bountiful, Brigham City, Caliente, Carson City, Cedar City, Centerville, City Creek, Clearfield, Clinton, Cottonwood Heights, Draper, Farmington, Harrisville, Heber, Henderson, Herriman, Holladay, Horizon, Hurricane, Hyr | Albuquerque, American Fork, Boise, Bountiful, Brigham City, Caliente, Carson City, Cedar City, Centerville, City Creek, Clearfield, Clinton, Cottonwood Heights, Draper, Farmington, Harrisville, Heber, Henderson, Herriman, Holladay, Horizon, Hurricane, Hyr | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |