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| Rating | ||
| Issuer | 121 Financial Credit Union | Fifth Third Bank |
| Card Type | Consumer | Consumer |
| Rewards | 2 Points / $1 spent. Special Offer: 50,000 bonus points if $5,000 spent in 1st 90 days of card issuance |
1.67 Cashback / $1 spent. Special Offer: None |
| Credit Score | 720 - 850 | 720 - 850 |
| Line of Credit | $5,000 - $50,000 | $5,000 - $100,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 11%, 11% after | Intro 15%, 15% after |
| Balance Transfer | Intro 2% for 15 months for transfers made in the first 60 days., 11% after | Intro 15% for N/A, 15% after |
| Balance Transfer Fee | 0% | 4% |
| Foreign Transaction Fee | 0% | 3% |
| Cash Advance Fee | Min: $5, Max: 2% | Min: $10, Max: 5% |
| Service Area | Jacksonville, Jacksonville Beach, Middleburg | Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, West Virginia | Other Benefits* | Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Travel and Emergency Assistance Services Emergency Card Replacement Emergency Cash Disbursement Extended Warranty Protection Auto Rental Collision Damage Waiver Lost Luggage Reimbursement Global Entry Statement Credit Trip Delay Reimbursement Trip Cancellation / Trip Interruption Reimbursement Airline Incidental Fees Travel Accident Insurance Airport Lounge Access Baggage Delay Reimbursement Winemaker / Food Events Hotel Theft Protection Cell Phone Protection Emergency Medical / Dental Price Protection Emergency Evacuation Return Protection Purchase Security |
Zero Liability Protection Mastercard Global Service Mastercard ID Theft Protection Curated Benefits and Offers ShopRunner Membership Priceless Golf Complimentary Professional Travel Services Mastercard Hotel Stay Guarantee Mastercard Lowest Hotel Rate Guarantee Mastercard Luxury Hotel and Resorts Portfolio Car, Air, Cruise and Vacation Packages Mastercard Airport Concierge Cell Phone Protection Lyft Discounts HelloFresh Free Meals Fandango Discounts DoorDash Discounts World Elite Concierge Extended Warranty Protection Rental Car Insurance Travel Insurance |