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| Rating | ||
| Issuer | Alliance Bank of Texas | Altamaha Bank & Trust |
| Card Type | Consumer | Consumer |
| Rewards | 0 None / $1 spent. Special Offer: None |
1 None / $1 spent. Special Offer: None |
| Credit Score | 720 - 850 | 350 - 689 |
| Line of Credit | $500 - $50,000 | $500 - $5,000 |
| Annual Fee | Intro $0, $0 after | Intro $0, $0 after |
| APR | Intro 2.9%, 10.24% after | Intro 0%, 9.99% after |
| Balance Transfer | Intro 2.9% for 8 months, 10.24% after | Intro 0% for 6 Months, 9.99% after |
| Balance Transfer Fee | 3% | 3% |
| Foreign Transaction Fee | 2% | 0% |
| Cash Advance Fee | Min: $10, Max: 3% | Min: $10, Max: 4% |
| Service Area | Sulphur Springs, Greenville, Commerce, Wolfe City, Rockwall, Mount Vernon, Lake Cypress Springs, Plano | Vidalia, Uvalda, Hazlehurst | Other Benefits* | Extended Warranty Protection Mastercard ID Theft Protection Rental Car Insurance Travel Insurance |
Zero Liability Roadside Dispatch Lost or Stolen Card Reporting Emergency Card Replacement Emergency Cash Disbursement |